Policyholder Services



What coverage for regulatory exposures such as fraud and abuse billing actions and HIPAA violations are covered by OMIC’s policy?

OMIC was one of the first malpractice carriers in the United States to cover its policyholders for claims related to tangential risks such as fraud and abuse “billing errors” allegations and HIPAA privacy breaches.

Learn about the nearly 20 specific benefits included in OMIC’s Professional Liability policy. These benefits cover a variety of regulatory, billing, cyber, and electronic media liabilities and are discussed in detail in the  Policyholder Benefits page.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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