Policyholder Services

Am I required to maintain active hospital privileges?

In general, OMIC prefers that physicians maintain active hospital privileges in each location where they practice. From a patient safety perspective, maintaining privileges enables the physician to more effectively admit patients who require hospitalization. From an underwriting perspective, it demonstrates that the physician is undergoing routine credentialing by an independent organization that has the ability to evaluate the physician’s skills and competency. However, with the shift from hospital-based surgery to outpatient surgery, some physicians are electing to forego hospital privileges, particularly when maintaining privileges requires them to provide emergency call coverage. Similarly, physicians with non-surgical or very limited surgical practices and those with 100% (extraocular) refractive surgery practices often elect not to maintain hospital privileges.

If a physician elects to not maintain hospital privileges, an appropriate protocol should be established to ensure patients can be admitted promptly if/when needed. OMIC’s risk managers are available to provide confidential advice and assistance.



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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.