Policyholder Services



Am I covered if I provide care to my patients for emergency non-ophthalmic conditions?

Yes. We understand that emergency situations can arise in your office, and the patient must be treated immediately or at least stabilized until he or she can be safely transferred to another provider. In fact, the failure to render aid could increase your liability exposure. OMIC considers the rendering of emergency services in these situations to be within the ordinary and customary scope of practice of ophthalmologists, and coverage would be extended to you accordingly.

Similarly, your policy would respond, if needed, for emergency services you render as a “Good Samaritan.” For example, you may render aid to a driver injured in an automobile accident you witness. “Good Samaritan” laws in your state may limit or eliminate your liability exposure in such situations.

 

 

Updated 7/18/2017

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Six reasons OMIC is the best choice for ophthalmologists in America.

#2. Leader in the industry.

A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.

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