Policyholder Services



Am I covered if I provide care to my patients for emergency non-ophthalmic conditions?

Yes. We understand that emergency situations can arise in your office, and the patient must be treated immediately or at least stabilized until he or she can be safely transferred to another provider. In fact, the failure to render aid could increase your liability exposure. OMIC considers the rendering of emergency services in these situations to be within the ordinary and customary scope of practice of ophthalmologists, and coverage would be extended to you accordingly.

Similarly, your policy would respond, if needed, for emergency services you render as a “Good Samaritan.” For example, you may render aid to a driver injured in an automobile accident you witness. “Good Samaritan” laws in your state may limit or eliminate your liability exposure in such situations.

 

 

Updated 7/18/2017

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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