Policyholder Services

Am I covered if I provide care to my patients for emergency non-ophthalmic conditions?

Yes. We understand that emergency situations can arise in your office, and the patient must be treated immediately or at least stabilized until he or she can be safely transferred to another provider. In fact, the failure to render aid could increase your liability exposure. OMIC considers the rendering of emergency services in these situations to be within the ordinary and customary scope of practice of ophthalmologists, and coverage would be extended to you accordingly.

Similarly, your policy would respond, if needed, for volunteer emergency services you render as a “Good Samaritan.” For example, you may render non-ophthalmic aid to a driver injured in an automobile accident you witness. Likewise, OMIC will generally cover non-ophthalmic treatment you provide in a bona fide emergency, for example, to victims of natural disasters, terrorist acts, or disease outbreaks. “Good Samaritan” or similar laws may limit or eliminate your liability exposure in such situations.

Updated 3/18/2020

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Six reasons OMIC is the best choice for ophthalmologists in America.

Supporting your specialty.

OMIC was founded by members of the American Academy of Ophthalmology nearly a quarter century ago and is the only carrier sponsored and endorsed by AAO. OMIC is also endorsed by 54 other ophthalmic societies. The OMIC partnerships with state and subspecialty societies qualifies their members for an exclusive 10% premium credit. Contact your state society for details.