About Us


We encourage insureds to learn about how OMIC insurance represents an investment in your practice. To keep your premiums as low as possible, OMIC operates similar to a non-profit as we promise to return to insureds any premium above was is needed to prudently and conservatively run the company through dividend returns.

Learn more about our current financial performance here.

Learn more about our current history of dividends here.

To reduce premiums further, OMIC offers the most competitive risk management program discounts in the industry. OMIC offers ophthalmic-specific risk management programs throughout the year, including live seminars, audio conferences and CD recordings, and online courses. Learn more about available courses here.

OMIC has partnerships with most ophthalmic societies in the United States. Through this cooperative venture, our insureds who are members of partner societies earn additional discounts when participating in our risk management events. Learn more about the Cooperative Venture program here.

OMIC provides one of the most generous loss free discount programs in the industry and most our our insureds receive a credit.



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Six reasons OMIC is the best choice for ophthalmologists in America.

#4. Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987 (pending in WI). Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.