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Financials

We encourage insureds to learn about how OMIC insurance represents an investment in your practice. To keep your premiums as low as possible, OMIC operates similar to a non-profit as we promise to return to insureds any premium above was is needed to prudently and conservatively run the company through dividend returns.

Learn more about our current financial performance here.

Learn more about our current history of dividends here.

To reduce premiums further, OMIC offers the most competitive risk management program discounts in the industry. OMIC offers ophthalmic-specific risk management programs throughout the year, including live seminars, audio conferences and CD recordings, and online courses. Learn more about available courses here.

OMIC has partnerships with most ophthalmic societies in the United States. Through this cooperative venture, our insureds who are members of partner societies earn additional discounts when participating in our risk management events. Learn more about the Cooperative Venture program here.

OMIC provides one of the most generous loss free discount programs in the industry and most our our insureds receive a credit.

 

 

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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