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Do I have to pay my annual premium in full when I join?

No.  To help ease financial burdens, OMIC has set up a quarterly installment plan for premium payments. A modest service charge is assessed for this convenience.

Unlike premium payments, premium taxes and Patient Compensation/Excess Liability Fund assessments, if applicable, must be paid in full at policy issuance.

For your convenience, OMIC has enabled online payment by credit card (Visa, MasterCard, American Express, Discover), digital wallet (GooglePay, ApplePay, PayPal), and electronic transfer.

Please refer to OMIC's Copyright and Disclaimer regarding the contents on this website

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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