Policyholder Services



Do I have to pay my annual premium in full when I join?

No.  To help ease financial burdens, OMIC has set up a quarterly installment plan for premium payments. A modest service charge is assessed for this convenience. 

Unlike premium payments, premium taxes and Patient Compensation/Excess Liability Fund assessments, if applicable, must be paid in full at policy issuance.

For your convenience, OMIC has enabled online payment by Visa, MasterCard, American Express, or PayPal.

Please refer to OMIC's Copyright and Disclaimer regarding the contents on this website

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Six reasons OMIC is the best choice for ophthalmologists in America.

#2. Leader in the industry.

A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.

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