Policyholder Services



Will I have to complete this detailed application every year?

Updated 8/22/2019

You will be asked to complete an abbreviated version of the general application once every three years to provide OMIC with current information regarding your practice activities. We do ask, however, that you notify us promptly if changes in your practice or liability exposure occur to make sure that you are properly insured. For examples of the kinds of changes you should advise us of, click here.

You may also need to complete other short-form questionnaires if you perform refractive surgery or other procedures that require special underwriting.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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