Policyholder Services



What is an occurrence policy?

An occurrence policy is a form of insurance that provides coverage for all claims arising from incidents that occur while the policy is in force, regardless of when the claim is ultimately reported. “Tail” coverage is not needed upon cancellation.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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