Is the “tail” ever free of charge?

Yes. “Tail” coverage is free of charge to physicians who completely retire from the clinical practice of medicine for compensation at any age, provided they have been continuously insured with OMIC a minimum of five years at the time of termination. Additionally, OMIC will provide a free tail upon death, adjudged incompetency, or permanent and total disability, regardless of age or length insured with OMIC.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

Ophthalmic Mutual Insurance Company (OMIC)Phone: (800) 562-6642
655 Beach Street | San Francisco, CA 94109-1336Fax: (415) 771-7087
PO Box 880610 | San Francisco, CA 94188-0610Email: omic@omic.com