Policyholder Services

Is the “tail” ever free of charge?

Yes. “Tail” coverage is free of charge to physicians who completely retire from the clinical practice of medicine for compensation at any age, provided they have been continuously insured with OMIC a minimum of five years at the time of termination. Additionally, OMIC will provide a free tail upon death, adjudged incompetency, or permanent and total disability, regardless of age or length insured with OMIC.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Leader in the industry.

A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.