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Will my OMIC premium decrease if I discontinue performing refractive surgery?

OMIC does not charge an additional premium for coverage of refractive surgery. Coverage is automatically included within the standard Surgery Class 3 classification.  Therefore, your premium will not increase if you perform these procedures nor decrease if you discontinue performing them.

Updated 10/2/2019

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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