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Will OMIC insure me for my new practice activities if I return to practice following an extended sabbatical?

Possibly. Each application for coverage (or for reactivation of OMIC coverage following suspension of coverage) is evaluated on a case by case basis. OMIC will take into consideration your prior training and practice experience, claims history, reason for the sabbatical, length of absence from practice, efforts to maintain your clinical skills and keep current with developments in ophthalmology, and your intended practice activities. If you temporarily discontinued practice due to medical reasons, OMIC will also require a letter from your treating physician clearing you to return to your intended scope of practice.

If you are returning to practice following retirement and received free tail coverage from your claims-made carrier because of your retirement, we recommend that you contact the carrier to determine whether your return to practice will affect the tail coverage. Some carriers may cancel the tail coverage or assess a premium for it if the physician resumes practice. Prior acts coverage is not available from OMIC for services you rendered prior to your retirement.

The following web sites provide valuable resources to physicians re-entering practice:

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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