Policyholder Services



9/2013 Policy & 5/2015 Update

2013 Policy Booklet

9/2013 Policy. Click on the policy booklet image to download a PDF copy of the policy.

1/2015 and 5/2015 Policy Update. OMIC has updated its 9/2013 professional and limited office premises liability policy effective January 1, 2015, via policy insert. Most significantly, OMIC has increased the limit on its broad regulatory protection and eMD™ cyber liability coverage from $50,000 to $100,000 for all claims/proceedings per policy period. OMIC has also revised its Terrorism Insurance Coverage Endorsement per federal law. Finally, OMIC slightly revised its Surgery Class 1 and Surgery Class 2 definitions. In May 2015 the Board of Directors liberalized its oculofacial procedure coverage and made a few other minor updates to the policy, as reflected in the revised insert.  Download a PDF copy of the update here: Policy Update 2015 Insert 1.1 changes and 5.2 changes

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Six reasons OMIC is the best choice for ophthalmologists in America.

Leader in the industry.

A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.

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