Policyholder Services



Cyber eMD Coverage Included in Your OMIC Policy

Ray Fontenot, VP Underwriting  You’ve likely seen headlines announcing massive data breaches of sensitive data maintained by large banks or credit card companies and wondered if there really is any way to keep your personal information completely “safe” in an age of almost universal electronic and online data transactions.  Well don’t look now, but health care is quickly following suit with much of our sensitive health information moving to EHRs and communication between physicians and practices being conducted often by email on PDA devices or portable computers.

Don’t make the mistake of thinking that the information you maintain electronically is not at risk. In the past 6 months alone, OMIC has recorded claims related to unauthorized access to EMRs, lost laptops with health and financial records, destruction of health files, and theft of information by disgruntled employees.

See the following articles that discuss:

eMD “Cyber Liability” Coverage added to our malpractice policy

Tips on what you should do to secure your electronic data

OMIC Resources:

What You Should Do Now To Protect Your Patient’s Eye Health Information

EMR Data Breach: Who Ya Gonna Call?

BRP/eMD Q&A

AMA Guide on Data Encryption:

HIPAA Security Rule

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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