Risk Management


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Research or the practice of medicine?

OMIC policyholders regularly contact our confidential Risk Management Hotline for help deciding if what they are doing is research or the practice of medicine. They may want to use a drug or device outside of clinical trials before it has been approved by the FDA, or off-label after approval. Some want to offer their patient a novel surgical technique. Research or Practice of Medicine provides useful guidance.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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