Policyholder Services

Why has OMIC developed special underwriting requirements for intraocular refractive procedures?

OMIC believes that prudent underwriting requirements help protect both the company and its insureds. OMIC’s underwriting requirements for intraocular refractive surgery, based on sensible medical practice and sound risk management principles, were developed by practicing refractive surgeons to reduce the likelihood of claims and to aid in the defensibility of any resulting claims. OMIC is proud that its claims experience is significantly better than the industry average, and we believe this is due in large part to the company’s underwriting requirements.

OMIC routinely reviews its refractive surgery requirements and modifies them when warranted. To date, nearly all revisions have served to expand, rather than reduce or restrict, coverage.


Updated 12/9/2015

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