What does OMIC look for when reviewing my application?

We consider a variety of factors that have an impact on your liability exposure, including your training, previous practice experience, claims history, and scope of practice, to verify that your exposure is reasonable based on guidelines established by OMIC’s Board of Directors, composed of practicing ophthalmologists like yourself. By doing so, we are able to keep our coverage reasonably priced; your premiums will not be used to subsidize high risk physicians.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

Ophthalmic Mutual Insurance Company (OMIC)Phone: (800) 562-6642
655 Beach Street | San Francisco, CA 94109-1336Fax: (415) 771-7087
PO Box 880610 | San Francisco, CA 94188-0610Email: omic@omic.com