Policyholder Services

Remote ROP Application

OMIC’s professional liability policy extends coverage to ophthalmologists who provide ROP services when they use binocular indirect ophthalmoscopy (BIO) to determine an infant’s ROP status.  Ophthalmologists who provide care at hospitals with retinal cameras may use the cameras as part of their documentation of the ROP exam.  Coverage also applies to insureds who provide second opinions by reviewing retinal photographs taken in conjunction with another ophthalmologist’s BIO exam. However, the policy specifically excludes coverage for “remote screening” (i.e., evaluation of an infant’s ROP status by reviewing retinal photographs taken in the absence of a BIO exam.) 

Coverage for “remote screening” is available only by special endorsement and is subject to review and approval of a supplemental questionnaire and adherence to OMIC’s standard underwriting requirements applicable to the screening for and treatment of retinopathy of prematurity and with the underwriting requirements specific to remote ROP screening. 

Download OMIC’s Application for remote screening using the toolbar above.

Completion of the standard Retinopathy of Prematurity (ROP) Application is also required.

If you have any questions about OMIC’s coverage visit the Coverage Q&A section or Contact Your Rep.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.