Policyholder Services

Phakic Implants Application

Although the standard OMIC policy excludes coverage for intraocular refractive surgery procedures, OMIC insureds can request coverage for specific procedures following review and approval of a supplemental refractive surgery questionnaire. A questionnaire is required for each type of intraocular refractive procedure performed. No additional premium applies for this valuable coverage.

Download OMIC’s application for phakic implants for refractive purposes using the toolbar above.

OMIC’s Phakic Implants > Exception Request Form

Coverage for phakic implants for refractive purposes is included by endorsement under your policy only after an application has been submitted, reviewed, and approved. If you have any questions about OMIC’s coverage visit the Coverage Q&A section or Contact Your Rep.


Updated 12/9/2015

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.