Policyholder Services

Locum Tenens Application

A locum tenens is an ophthalmologist hired on a temporary basis to furnish direct patient treatment on behalf of, and only in the absence of, the Insured ophthalmologist. If the physician will provide services on a long-term basis (i.e., longer than 90 days) or will work concurrently with the employing ophthalmologist, please complete a Group Physician application instead.

Due to state patient compensation/excess liability fund prohibitions on the sharing of liability limits, locum tenens coverage is not available in Kansas, Nebraska, Pennsylvania, or Wisconsin.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.