Policyholder Services

Is coverage available to me before I complete my residency?

If your residency program is insured through OMIC, you may be covered for your residency activities by OMIC through a “slot” position under the residency program’s insurance policy.

If you are applying for coverage unrelated to your residency, you may submit your application at any time. However, your coverage will not become effective until you have completed your residency.  Because most residency programs prohibit moonlighting, coverage is generally not available for moonlighting activities but may be provided if you have received written approval from your residency program.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.