Policyholder Services

Is a copy of my declarations page sufficient evidence of coverage?

Although some hospitals accept Declarations pages, your best and safest option is to send them a certificate of insurance. A certificate of insurance will generally provide the hospital with all the information it needs: your name, policy number, retroactive date, policy effective and expiration dates, and limits of liability. The Declarations page often contains additional information that the hospital does not need or should not have, such as the cost of your insurance and the names of other physicians insured under your policy. By issuing a certificate of insurance, we can also notify the hospital promptly of any material changes in or termination of your coverage. Likewise, we will see that the hospital receives confirmation of your policy’s renewal each year.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#2. Leader in the industry.

A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.