Policyholder Services

Is a copy of my declarations page sufficient evidence of coverage?

Although some hospitals accept Declarations pages, your best and safest option is to send them a certificate of insurance. A certificate of insurance will generally provide the hospital with all the information it needs: your name, policy number, retroactive date, policy effective and expiration dates, and limits of liability. The Declarations page often contains additional information that the hospital does not need or should not have, such as the cost of your insurance and the names of other physicians insured under your policy. By issuing a certificate of insurance, we can also notify the hospital promptly of any material changes in or termination of your coverage. Likewise, we will see that the hospital receives confirmation of your policy’s renewal each year.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.