Policyholder Services

If I’m in a Patient Compensation or Excess Liability Fund state, can I buy OMIC coverage and still participate in the benefits of the PCF?

In New Mexico, physicians must be insured on an occurrence basis (which OMIC does not offer) to be eligible for participation in the PCF.  In all other states where OMIC offers coverage, our insureds may participate, and many do. In some states, participation in the PCF is mandatory, while in others it is optional.  Please contact us to determine which rules apply to you.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Leader in the industry.

A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.