Policyholder Services

If I’m in a Patient Compensation or Excess Liability Fund state, can I buy OMIC coverage and still participate in the benefits of the PCF?

In New Mexico, physicians must be insured on an occurrence basis (which OMIC does not offer) to be eligible for participation in the PCF.  In all other states where OMIC offers coverage, our insureds may participate, and many do. In some states, participation in the PCF is mandatory, while in others it is optional.  Please contact us to determine which rules apply to you.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.