Policyholder Services

How often does OMIC modify its refractive surgery requirements?

In an attempt to be responsive to changes in liability exposures as a result of changes in practice patterns, new technologies, regulatory issues, claims data, and other emerging trends, OMIC periodically evaluates its underwriting requirements for refractive surgery. The Board meets several times each year, and refractive surgery issues are frequently featured on the agenda. Modifications to the underwriting requirements are adopted as warranted. Most modifications to date, many of which were the result of policyholder feedback, have served to expand the scope of coverage provided. When coverage is expanded, it becomes effective immediately. If coverage is restricted, advance notice is provided to allow insureds time to come into compliance.


Updated 12/8/2015


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Six reasons OMIC is the best choice for ophthalmologists in America.

#4. Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987 (pending in WI). Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.