Policyholder Services

Does OMIC pay dividends?

No carrier can guarantee the availability of dividends. OMIC distributed policyholder dividends annually from 1991 through 2002 but temporarily suspended the dividend program from 2003 through 2005 in response to unfavorable market conditions. After market conditions improved, OMIC was able to once again declare annual dividends. The company’s ability to apply future dividends is contingent upon our favorable financial condition. When declared, dividends are based on a percentage of premium and are applied as a credit toward the insured’s renewal premium.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.