Policyholder Services



Does my policy need to be endorsed for coverage of laser lipolysis?

Updated 5/30/2018

Physicians are automatically covered under the standard Surgery Class 3 rating classification, whether using more traditional techniques such as tumescent liposuction or newer, less invasive techniques such as ultrasonic (ultrasound-assisted) lipolysis or laser-assisted lipolysis to remove fat cells through liquefaction. Chemical lipolysis and other non-invasive techniques such as cold-assisted lipolysis and use of infrared/RF energy is covered under Surgery Class 3.  No special questionnaire, underwriting, or endorsement is required.

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OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987 (pending in WI). Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.

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