Policyholder Services



Does my policy need to be endorsed for coverage of laser lipolysis?

Updated 5/30/2018

Physicians are automatically covered under the standard Surgery Class 3 rating classification, whether using more traditional techniques such as tumescent liposuction or newer, less invasive techniques such as ultrasonic (ultrasound-assisted) lipolysis or laser-assisted lipolysis to remove fat cells through liquefaction. Chemical lipolysis and other non-invasive techniques such as cold-assisted lipolysis and use of infrared/RF energy is covered under Surgery Class 3.  No special questionnaire, underwriting, or endorsement is required.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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