Policyholder Services

Do I need to notify you of changes in my staff during the policy period?

Since your policy automatically includes coverage for your ancillary personnel, you do not need to notify us of changes in these staff unless your hospital requires that any of your ancillary personnel be included by name under your policy or your hospital requires verification of their coverage.

In addition, you need to notify us of changes in employed or contract optometrists and nurse anesthetists. If OMIC insures your employed optometrist or CRNA as an additional insured, we will need to endorse your policy accordingly. If OMIC insures only your vicarious liability for services rendered by an employed or contract optometrist or CRNA, we will need proof of their individual coverage.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.