Policyholder Services

Can OMIC insure my corporation or partnership?

In most states, sole shareholder corporations are insured at shared limits for no additional charge. A separate set of limits for your sole shareholder corporation can usually be provided for an additional premium. Physicians who participate in their state’s Patient Compensation or Excess Liability Fund generally must purchase separate limits if they wish to insure their corporation.

If you are in a multi-shareholder corporation or partnership, entity coverage may be available. Generally, all partners or shareholders should be insured by OMIC for the entity to qualify for coverage, but exceptions may be granted on a case-by-case basis. If approved, the entity will be insured at separate liability limits and an additional premium will apply.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#2. Leader in the industry.

A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.