Policyholder Services



Can I get a refund if I overpaid my premium or if my premium is reduced because of discounts or practice changes?

OMIC will issue a refund to the primary policyholder for any overpayment or premium reduction that results in a credit balance on the account.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.

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