Policyholder Services

As a technician, do I need my own professional liability policy?

Because coverage is automatically extended under the employing ophthalmologist/entity’s OMIC policy to non-physician employees (other than optometrists and nurse anesthetists) for services they render within the scope of their licensure, training, and employment by and on behalf of the insured employer, it is not necessary to secure your own professional liability policy. Non-physician employees generally share the liability limits with the employer, but separate limits may be available if required by state law or by hospitals or other credentialing organizations for the purpose of obtaining staff privileges.


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Six reasons OMIC is the best choice for ophthalmologists in America.

Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.