Policyholder Services


Add a Procedure

Welcome to OMIC’s Add a Procedure page where you can learn about your coverage for procedures and download application forms.

To apply for coverage for a physician, please request an application kit here.

In the Coverage for Procedures Q&A section below you can learn about OMIC’s resources, recommendations, and coverage requirements for common ophthalmic procedures. OMIC’s expertise in underwriting ophthalmic risk can benefit you in many ways. First, it protects the company by improving claims performance, which keeps rates low and increases opportunities for dividend credits. Second, it protects you by helping us defend potential cases filed against you in the future.

Coverage Q&A and Application Forms

Since policy and underwriting guidelines are subject to change from time to time as approved by OMIC’s Board of Directors, you should use the information included here only for general reference.



Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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