Policyholder Services

Billing

You can access your account information online through Policyholder Services by signing in on MyOMIC and clicking “Enter” under “My Policy.” (To gain access, your client ID must be entered in your MyOMIC profile.) When the Policyholder Services screen opens, click on your policy number, then go to the payment/account info tab.

If you need to speak with a member of the accounting department regarding general billing questions, please call 1-800-562-6642, option 5.  

For rating questions, including queries regarding how your premium was calculated and what discounts were applied, please contact your underwriting representative.

• Billing/Premium Q&A

  •   -- Discounts (7)

            What risk management courses have I completed?

            Did I receive my risk management discount?

            Does OMIC offer a risk management discount to physicians who use electronic medical records (EMR)?

            How do I sign up for a risk management course?

            What other discounts are available?

            What risk management seminars qualify me for a discount?

            Does OMIC offer a part-time discount?

  •   -- Dividends (1)

            Does OMIC pay dividends?

  •   -- Payment (12)

            When will I receive my refund?

            Can I get a refund if I overpaid my premium or if my premium is reduced because of discounts or practice changes?

            I’m having financial difficulties. Can I have an extension or make arrangements for a special payment schedule?

            Did you receive my payment?

            Will I be charged a fee if I pay quarterly?

            Can I pay monthly instead of quarterly?

            Can I have automatic deductions made from my credit card?

            How long is my credit card authorization good for?

            Does OMIC have a grace period?

            What is the amount due?

            When is my payment due?

            Do I have to pay my annual premium in full when I join?

  •   -- Premium (11)

            Will my OMIC premium decrease if I discontinue performing refractive surgery?

            How are premiums determined?

            What if I practice in more than one state or territory?

            Will I pay a lower premium if I limit my practice to refractions, low vision screening, or other non-surgical activities?

            Are refractive surgeons charged a higher premium than physicians who do not perform refractive surgery?

            Will my premium be based on the types of procedures I perform?

            My hospital has agreed to cover me for ROP services I render. How will this affect my coverage with OMIC and my premium?

            I will be taking 8 weeks of maternity leave. Can I place my policy on inactive status during this time to reduce my premium?

            If I have a claim, will it increase my premium or allow you to cancel my coverage?

            What will my premium be if I perform liposuction, facelifts, and rhinoplasty?

            Can OMIC ever assess me for additional premium?