Risk Management

EMTALA (Emergency Medical Treatment and Active Labor Act)

This federal law governs how patients are treated in emergency rooms, and imposes duties on ophthalmologists who serve on-call to hospitals.

EMTALA Overview provides information on the basic obligations hospitals and physicians have under EMTALA.

EMTALA-On-Call-Duties focuses on on-call and follow-up duties.

Sometimes, patients referred to you for post-ED care do not show up for their appointment. Others refuse fee-for-service care. These sample letters protect you and remind the patient of needed care. They are included in the “EMTALA On-Call Duties” document and here:

Sample letter when ED patient does not show up

Sample letter when patient refused fee-for-service care.


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Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.