Risk Management



Digest Vol 29 No 2 2019

Ophthalmologists regularly use equipment and medical devices (EMDs) while caring for their patients. Sometimes, things go wrong. Injured patients may allege that an EMD malfunctioned or was used improperly. They may sue the ophthalmologist, the surgery center, and the manufacturer of the EMD.

This issue of the Digest will use select closed claims to illustrate the initial steps the ophthalmologist, staff, and surgery center should take to manage these EMD events. The claims have been chosen for their instructive value even if the EMD is no longer in use or has been redesigned or retired.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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