Policyholder Services

Change My Policy Limits

Welcome to the Change My Policy Limits page.

Increasing or decreasing your coverage limit can have significant consequences for your practice. Please refer to the Policy Limits Q&A section below for answers to some common questions.

Please call your underwriter if you need additional assistance.

> To Increase My Policy Limits

> To Decrease My Policy Limits

Policy Limits Q&A

• Change Policy Limits Q&A

  •   -- Policy Limits Q&A (6)

            What liability limits do most insureds carry?

            What should I consider in deciding the limits I should carry?

            Can I carry higher limits than the other members of my group practice carry?

            Does OMIC offer professional liability limits below $500,000 per claim?

            I practice in Virginia. Am I required to increase my limits every year?

            How do the limits work when my employed optometrist carries “shared” liability limits with me?

• Policy Issues Articles for Limits

  •          What will OMIC pay for if I am sued?

             MPL insurance for young ophthalmologists

             Servicing Your Account Online

             Limits of Liability

             Shared Liability for ROP Screening