Risk Management



Informed Choice to Not Undergo Recommended Treatment or Procedure “Not Covered Benefit” (Sample Letter)

LETTER TO PATIENT REGARDING INFORMED CHOICE NOT TO UNDERGO A RECOMMENDED TREATMENT/PROCEDURE

Patient Name

Patient Address

Dear (Patient Name):

On (Date), I prescribed (Test/Procedure). On (Date), (Name of PPO, IPA, HMO) did not consider the test/procedure a covered benefit and denied payment authorization for same. On that basis, you have informed me of your decision to forego the (Treatment/Procedure) I have prescribed. I expressed my concerns regarding your decision during our discussion on (Date) about the potential ramifications of your informed choice not to undergo the (Test/Procedure).

According to my best medical judgment, I recommend that you undergo the procedure regardless of the denial of benefits by (Name of PPO, IPA, HMO). You have the right to appeal the decision of (Name of PPO, IPA, HMO) should you choose to do so.

Should you wish to discuss this further, please do not hesitate to contact me.

Sincerely yours,

(Your Name)

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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